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If you're going to make use of a small-cap index like the Russell 2000, you could want to pause and consider why a good index fund firm, like Vanguard, does not have any funds that follow it. The factor is since it's a poor index.
I haven't even dealt with the straw male here yet, and that is the fact that it is relatively rare that you actually have to pay either tax obligations or substantial commissions to rebalance anyhow. A lot of intelligent investors rebalance as much as feasible in their tax-protected accounts.
Decumulators can do it by taking out from asset courses that have actually done well. And certainly, nobody should be buying loaded common funds, ever. Well, I hope blog posts like these help you to translucent the sales tactics usually used by "financial specialists." It's really also bad that IULs don't work.
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